TGIF

Today the "F" stands for foreclosure.  And yes, I am thanking God for it. 

It's not the plan we had, but it was obviously the plan HE had.  I feel horrible for all the people involved in this process with us that are now left high and dry, though.  The buyers, their agent, our agent, and the loss mitigator all put a ton of time, energy and money into this deal, with nothing to show.  But again, God's plan, not ours.

Ultimately, Mr. Four Walls and I have accepted that this is likely the better ending for us.  The wording of the short-sale acceptance was so vague, we would have spent the next 6 years (the statute of limitations on collecting on a default here in our state) looking over our shoulders, waiting, wondering if the bank was going to come calling, wanting more money.  This path, foreclosure, saves us from that and while I didn't expect to feel this way, I'm relieved - almost celebratory for our own personal situation (but again, NOT for those of everyone else, especially the hard working Realtors that fought so hard for this to go through).

It's over.  Yes, we will have a foreclosure on our credit history, and that will likely cause a few more bumps in the road for the next 7 years or so.  Overall, though, it's over. The question has been answered and we can move on with our lives.

So, TGIF.